Everything you need to know about financing your next vehicle with Find It Finance It.
Can I choose my own vehicle?
Absolutely. You choose the type, make, model and colour. Just keep in mind that the more specific (or picky) you are in your selection, the longer it can take to source — which can affect how quickly you’re on the road.
Do you offer contactless purchasing and home delivery?
Generally, yes. There can be exceptions depending on a trade-in’s condition or very remote Northern Ontario locations, but we’ll always do our very best to make it work for you.
Can I refinance an existing car loan?
Yes. We specialize in negative-equity situations and can help you get out of a high-interest loan — ideally before the vehicle needs costly repairs or causes further credit problems.
Do you finance customers with bankruptcy or a consumer proposal?
Yes. Some auto-finance companies actually prefer clients who have filed for bankruptcy or a consumer proposal — they’re often lower-risk, with fewer obligations and a fresh start ahead.
How long is my approval valid?
Approvals don’t last forever — typically up to a maximum of 21 business days — so once you’re approved, it’s best to pick your vehicle promptly.
What do I need to apply?
Usually just two things: one clear, corner-to-corner photo of your driver’s licence, and one clear photo of a recent pay stub from the last 30 days. In some cases a lender may ask for a little more.